Base amount + (years of service x salary x 1/3%)
= Monthly pension
Your pension
Your pension at Fresenius Medical Care
Which rules apply to me? Find the information you need in just a few clicks.
Your starting date at Fresenius Medical Care
Were you 55 years of age or older when you joined us?
Your pension at Fresenius Medical Care
The results are based on the information you provide and offer a simplified overview of Fresenius Medical Care occupational pension schemes. Only the general works agreements valid for you and corresponding individual contractual regulations are legally binding.
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Calculation
Easy to calculate
Your pension entitlement depends on two factors: the length of service and the salary you earn. You don't necessarily need to know the details: Simply use our Company Pension calculator (only available in German) to find out how much your pension will be.
Practical: Regardless of whether it's an old-age pension, disability or survivors' pension - the calculation always works in the same way and adapts to different life situations.
Please note: You will be temporarily redirected to the Fresenius SE company pension calculator - we will soon provide a new calculator for the Fresenius Medical Care companies here. The results shown will of course remain valid.
This is your pension formula:
Components of the pension formula
Base amount
This is the basic pillar of your Company Pension. For employees who have always worked full-time, it amounts to EUR 154 per month.
Years of service
Eligible years of service are defined as: uninterrupted years of service minus 4. The years of service are totalled until you reach the statutory retirement age. A maximum of 34 years are included in the calculation. This means that you can accumulate a maximum of 30 years (34 - 4 = 30).
Salary
Taken into account is your last regular gross monthly salary before the start of your pension up to the Social Security Contribution Ceiling ceiling (SSCC) minus EUR 613.
Special event payments such as Christmas and holiday pay or bonuses are not included. However, shift allowances, bonuses and commissions are included up to the SSCC.If you have an individual benefit entitlement, payments above the SSCC are taken into account separately. Further details can be found in the Company Pension calculator.
1/3 %
This percentage rate determines how much pension is added to the basic amount. After 10 qualifying years of service, this is 3.3 % of your qualifying salary, after 30 qualifying years of service, approx. 10 %.
Example
Employee covered by collective agreement, 25 years of service, average employment level: 100%, gross monthly salary of EUR 3,000, retirement at age 67
EUR
Base amount
+
EUR
(25 years x EUR 3.000 x 1/3 %)
=
EUR
Monthly company pension (gross)
Individual contractual entitlement
Non-tariff or executive employees with a monthly basic salary that exceeds the Social Security Contribution Ceiling may have an individual entitlement. In this case, salary components above SSCC are also taken into account for the Company Pension. Special payments are not included. You will receive 1.0% for salary components between the SSC and 4/3 of the SSCC, and 1.5% above 4/3.