Calculator
A word in advance
The calculator allows you to review the leave of absence options currently available as well as to plan your contributions. Have you already saved credit and would you like to plan a leave of absence? Then use our calculator to enter the more detailed planning stage.
Please note: The calculator for Fresenius Medical Care is currently being revised. During this time you can use the calculator of Fresenius. Employees at the St. Wendel sites can currently not enter any site-specific financial modules as personal contributions.
Legal information and cookies
Salary development and inflation
Calculator assumptions
Legal information and cookies
This calculator is a simplified forecast calculator which merely illustrates possible developments. The presented outcomes are based on assumptions. The closer you are to the start of your leave of absence, the more precise the outcomes will be. Your employer assumes no liability for the calculations.
The chemical industry's collective bargaining agreement is used as a basis for calculations for tariff employees (e.g., tariff module amount, contribution of money and time payments).
No personal data is stored or further processed. To ensure everything is correctly displayed, please use an updated version of your web browser.
Salary development and inflation
If you are still a few years away from your potential leave of absence, your salary is subject to change again in the meantime. The calculator is based on the assumption of an annual salary increase of 2%. Your account balance will also increase during this time.
Since the cost of living usually rises in line with salary increases, this ratio should broadly stay the same. This is why the calculator will only display your current salary. Simply consider your leave of absence salary as if you were taking the time off right now and think about how much you might need on this basis. This will make it easier for you to envisage your future salary requirements.
Calculator assumptions
- Annual interest on the credit balance is set at 2.25%. You can modify the interest rate on the outcomes page.
- If you specify contributions from your salary as a percentage, an annual salary increase of 2% will be factored into account for wage trends. However, in the display you will see your current salary.
- For tariff employees, tariff-based future payments are increased by 2% per year.
- The contribution of a variable in the case of non-tariff employees and executive staff is taken into account annually at the same amount.
- You stay with Fresenius Medical Care until you retire.
- Both the company-wide works agreement and collective bargaining agreement continue to apply. Tariff employees receive a tariff module each year.
- Tariff module projections are calculated according to age.
- The earliest possible date for taking a leave of absence is calculated. Application deadlines are taken into account.